The Money Essentials
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Graduate Degree vs. Certificate: What's the Difference?
When it comes to advancing your career, you might be wondering if a graduate degree or a certificate can give you a leg up. Both options can provide valuable skills and open doors to new opportunities, but they come with different costs, time commitments, and career outcomes. So, how do you decide which one is the better choice for you? Let’s break down the differences and help you determine which option can best support your career growth.
Should I Pay Off My Student Loans Early?
If you're carrying student loan debt, you're not alone. As of 2024, Americans owe $1.74 trillion in outstanding student loan debt, with the average American owing around $38,000. When thinking about your own student loan debt, you might be asking yourself whether it's worth it to start aggressively paying it off. Before you start making extra payments, let's weigh the pros and cons of paying off your student loans early.